Charlotte Small Business Loans

small business loans

Charlotte small business loans can be a great way to help your business grow, but obtaining one can sometimes take much more time than you have.  Most banks have you fill out multiple forms and require many kinds of documentation in order to get approved, it can be a daunting and intensive process.  They usually look for a credit score of 680+ and require you to put up some type of equity or collateral to secure the loan. Banks are great for about 20% of the small businesses that can meet all of their requirements.  If you can get a loan from a Bank you should, you will get a better rate. 

We help banks by serving the other 80% of small businesses that may not have great credit or collateral to offer.  We value cash flow over credit scores.  Our clients are great business owners whose businesses are generating consistent revenues and can generate more sales if they only had more working capital.  We also serve businesses that do qualify for a bank loan but need the funds faster than the bank can deliver.  We can usually fund our clients in 1-2 days.

When you’re searching for Charlotte small business loans online, you want to work with a lender that has a simple process that gets you funded quickly.  That’s why you should consider DAC Business Advantage, an Independent Agent with David Allen Capital. We are partnered with almost 100 Top Tier Transparent Lenders in the US.  More Lenders equal better offers for you as the business owner.

At DAC Business Advantage we understand how frustrating the business loan process can be.  That is why we’ve developed an innovative solution that allows us to offer our clients fast approvals with our Charlotte small business loans applications so they are able to start growing their businesses as soon as possible.

We do this by starting with a simple one page application. Our team of experts review it and talk to you about your specific business needs and concerns.  Once you return a few simple documents, our team goes to work with multiple lenders to get you the best offer available.  We bring the offer(s) and terms to you to review and then you decide if you want to accept or not.  Once accepted, you sign the PDF documents online and your funds are wired to you usually within 24-48 hours.  We have a very simple quick process to get you the Charlotte small business loans you need to fuel your business growth.

Why Choose Us for Your Charlotte Small Business Loans?

The DAC Business Advantage program offers funding options for businesses in all 50 states and is available to businesses seeking financing from $2,500 up to $2 Million in as little as 1-2 business days.

Our experienced business loan advisors will guide you through every step of the loan application process so that your business gets funded faster than ever before!

When you work with DAC Business Advantage as your online lender, we’ll do everything possible to make the process easier for you so that you don’t worry and can remain focused on growing your business.

Self-Employed Funding

Getting a loan from banks can be a challenge and time consuming. Most banks and other traditional lenders generally require you to have collateral or equity in assets in order to approve your business loan. 

DAC Business Advantage offers fast Self-Employed funding (up to $25,000) with simple approval criteria so that your business can get cash quickly when you need it most. Short terms of 3-6 months and no collateral required.

If you need up to $25,000 and you need it today, apply to our Self-Employed Funding.  You can get instant approval and same day funding! It only takes about 60 seconds just to see how much you qualify for and there is no obligation. Imagine having quick access to a simple funding solution for your business needs.

We realize you know best how to grow your business and our passion is serving businesses like yours to help fuel that growth.  You will find that DAC Business Advantage is there for you! Apply Now!

Customer Financing

Business owners are always looking for ways to grow their business and offering customer financing is a great way to generate more sales by making your products and services more affordable to more customers.  DAC Business Advantage offers instant approval financing programs using multiple lenders so the customer can truly choose the best offer available. 

Our customer financing offers favorable terms of 1-15 years and no prepayment penalties.  Our 2nd Chance Financing allows you to approve all credit spectrums, even customers with low credit. Think how much more effective it will be if your customers have easy access to instant approval financing? 

If you’re looking for flexible financing solutions designed around your specific business needs, look no further than DAC Business Advantage today!  Even if you currently offer financing we can usually still lower your costs.  We make it simple by using multiple lenders to get the best offer and provide instant approvals online.  It’s 100% paperfree and there is no recourse to the merchant if the customer defaults.

Payment Processing

Cash discounting is a cost efficient way to provide incentives for cash buyers and eliminates up to 95% of your non-cash processing costs.

DAC also offers standard processing as well but at a discounted rate versus what most credit card payment processors charge.  We are very transparent with no hidden fees.  We offer free statement analysis, next day funding, late batch times, free equipment options, door/window and point of purchase signage is included and of course you receive our Gold Level Care Support. 

If you are looking to save money on your payment processing, let DAC do a side by side cost comparison analysis for you for at no charge to see how much you could be saving and putting towards your bottom line.

Affordable Healthcare Plans

Healthcare costs are rising, but DAC Business Advantage has found a better way.

DAC Business Advantage offers a healthcare plan that can lower your monthly costs by 30-40% versus traditional health insurance and DAC Healthcare requires no deductible.  Our innovative program provides healthcare to business owners and their employees who want affordable healthcare without sacrificing quality of service or access to doctors and hospitals they know and trust.  As part of the largest nationwide preferred provider network our Healthcare Plan is ERISA qualified and ACA compliant.

Contact us today to learn more about our affordable healthcare plans.

Other Services

DAC Business Advantage offers a wide variety of additional services including:

Identity Theft Programs – Your Identity has likely already been stolen, get protected now, individual and family plans available.

Telecom – We provide your business with a One Stop Best Offer solution for: voice, internet, mobility, data, cable and the cloud.

Why Choose Us?

For several years, DAC Business Advantage has been a leading provider of Charlotte small business loans. 

We are experts in providing quick and affordable financing options to suit your needs. Our team will work with you every step of the way so that you can grow your business without being overwhelmed by additional financial stress.

We offer flexible payment terms and competitive rates on all deals, which means you don’t have to sacrifice what is important in order to get access to the funds you need. Contact us today to discuss how our Charlotte small business loans might help your business, we will be honored to serve you!

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Charlotte Small Business Loans

We are thrilled to serve businesses in Charlotte.  Business Owners find that once they inquire about our fast funding via our simple quote form, our team of experts contact them quickly to move them through the funding process.

Connect with us today to obtain a free, no obligation quote to see how much funding you can qualify for to help your business grow.  While we can help any business that resides within the US we love serving Charlotte and these surrounding cities: Cornelius, Davidson, Huntersville, Harrisburg, Locust, Albemarle, Concord, Kannapolis, China Grove, Salisbury, Indian Trail, Matthews, Monroe, Mint Hill, Mooresville, Statesville, Mount Holly, Belmont, Gastonia, Lincolnton, Hickory, Newton, Dallas, Shelby, Kings Mountain, Pineville, Waxhaw, Weddington, Fort Mill, SC, Clover, SC, Rock Hill, SC and Lancaster, SC.

About Us

We love serving Local Business Owners! Our Capital Loans, Customer Financing, Payment Processing and Affordable Healthcare services are designed to help businesses fuel their growth while lowering costs. We have several locations but can serve any business within the United States.